Page 0061

Page 60 MAY 2017 | RETAILERS FORUM MAGAZINE

forumworkshop

FORUM WORKSHOP

continued...

Which way you go should depend primarily on

how much money you're able to generate from

other sources. But realize you probably will

need to secure some of your seed capital by

borrowing against your home.

SHOP AROUND FOR A HOME

EQUITY LOAN AS YOU WOULD

ANY OTHER BANK LOAN.

It's advisable to submit your application while

you're still gainfully employed with someone

else. Don't volunteer details about your plans

to use money to start a business. A new business

is a risk in the eyes of the banker, and

banks prefer to avoid risks.

$¢$¢$¢$¢$ How important is your store to you? It should

mean enough that you're willing to part with

anything and everything that's not absolutely

necessary to your lifestyle right now. Take a

good second look around your house or apartment

at your prized possessions. Are they more

important to you than a future of self-determination? If

there's a market for your collections,

or jewelry, or anything else lying around, turn

those dubious assets now collecting dust into

the cash you need for your store. The same goes

for any IRA or Keogh accounts. The cash they

can put in your hands today may mean a lot

more than they ever could to you at retirement.

It's a risk, but you must be willing to take it. For

unless you do everything in your power to finance

your store, you can't expect others to

lend their support.

Invoice Discounting

for Retailers & Wholesalers

• IFG helps you turn your quality current commercial accounts

receivable into immediate cash.

• Our solution converts your sale that may have 30- to 45-day

payment terms into a "cash-on-delivery" sale. As a result, you

have the funds needed to finance and grow your business.

• The IFG invoice discounting solution provides you with a unique,

user-friendly "use-it-as-you-need-it" financing alternative.

• IFG leaves YOU in control of your business and of how much you

use the IFG service - there are NO long-term commitments and

NO monthly minimums. You sell us accounts receivables only

when you need immediate cash.

• If you are a supplier of goods and/or services and wish to

accelerate your cash flow, contact us today.

www.fundingoffices.com

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