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As the year draws to a close,
I always feel it's an appropriate
time to review the events and
developments of the year.
Although I've just said we
should review events, these
sort of discussions can evoke
strong emotions and this can
be done better if you look at it
objectively.
The Dow Jones, which is
a stock market index of 30
prominent companies listed on
the stock exchange in the USA,
opened this year at just over
42,0001 and currently stands
at approximately 46,0002.
Nevertheless, the market has
experienced signi昀cant volatility
this year, with the index falling
to nearly 37,0003 points in April,
following President Trump's
announcement of a "Liberation
Day," during which he imposed
large-scale, world-wide trade
tariffs.
Interestingly, Europe has
emerged as the standout
investment destination for
2025. The EURO STOXX 50
Index, which tracks 50 stocks
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from 11 countries
in the Eurozone,
is currently up
14.95%4. The
FTSE has also
performed
strongly this year5.
The Bank of
England's base rate
decreased from 4.75% to 4%
in September, despite in昀ation
continuing to climb. The core
CPI annual in昀ation rate for 12
months ending in December
2024 was 3.7% and for 12
months ending in August 2025
was 4%6.
Changes to stamp duty that took
effect in April now require home
buyers in England and Northern
Ireland to pay tax on properties
over £125,000, compared
to the previous threshold of
£250,000. First-time buyers are
now subject to stamp duty on
homes priced above £300,000,
whereas prior to April this year,
the exemption extended to
properties under £425,000.
Going forward this may have an
impact on property values.
At Monetary Solutions Ltd, you can
book a free initial consultation about
any 昀nancial matters, so please call
us on 020 8760 9940.
___________________________
The information in this article is for
information only and must not be
considered as 昀nancial advice. We
always recommend that you seek
independentvivian@monsols.co.ukore
making any 昀nancial decisions.
020 8760 9940
vivian@monsols.co.uk
This is an advert
by Vivian Slattery of Monetary Solutions Ltd
Autumn review
I think that all these
factors reveal that
when it comes to
investing it is very
hard to predict
where the best
returns could come
from, and this is
why we recommend
a diverse portfolio. If you
want to review your holdings why
not pick up the phone today and
book a free without obligation
consultation.
1 Opened 2 Jan: 42,660.09
2 Opened 14 October: 45,871.89
3 Opened 9 April: 37,387.91
4 Barons.com
5 Opened 2 Jan: 8,260.09 and opened
15 October: 9,427.83
6 ONS
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