GIFT
GIVING&FINANCIALWellbeingFinancial wellbeing should always remain top of mind when
considering your overall wellbeing, but it is especially relevant
throughout the holidays - when there are so many potential stressors
and opportunities to spend more than you need to. To help you keep
your finances in check, here are 3 ways to curb unnecessary spending
on gifts during the holiday season.
Make a list and check it twice.
Include exactly who you need to buy a gift for, what you're planning
on getting them, and what the budget is for that particular gift.
Making yourself write this down will help you avoid overbuying,
getting distracted with items you don't actually need, and going over
budget. Plus, putting pen to paper will help you visualize how much
you're planning on spending, allowing you to make adjustments to
your list where needed.
Do all of your shopping at once.
With your list in hand, if you're able to carve out a specific date and
time to knock out ALL of your shopping, you won't have to worry
about getting tempted to buy a gift every time you're out shopping
for other things. Spreading your shopping trips over multiple days and
places can easily tempt you to find more irresistible deals that you
can't pass up, leading to over-shopping (and overspending!). Shopping
in one fell swoop also limits any shopping-related stress to just one
day instead of many!
Or, simply opt for a homemade gift.
Sometimes, the most successful gifts aren't even store-bought!
Whether you knit, paint, write, draw, or bake - the options for
homemade gifts are endless (and budget-friendly!). Plus, homemade
gifts can make for even more thoughtful presents because they were
uniquely created for the recipient. Making something yourself also
allows you to personalize the gift a lot more than simply buying
something from a store and make it extra special.
Make a list and check it twice.
Do all of your shopping at once.
Or, simply opt for a homemade gift.
WELLNESS 14