Page 0019

Prepare a

file with all

of your key

documents

from the UK

and get certified French

translations

done.

LEGGETT MAGAZINE EXPERT ADVICE

healthcare after three months'

residency or as soon as you

start work and pay social security contributions.

You then need

to obtain a Carte Vitale, your

employer can probably help you

obtain this. Healthcare in France

is excellent but as the state covers

only 60 - 70% of health

costs you need top-up insurance

- a Mutuelle - to make sure

you are adequately covered. The

Mutuelle representative should

be able to explain the process

and also help you obtain your

Carte Vitale.

Opening a French bank account

is more easily accomplished

once you are in France and these

days most banks have an English speaking service

to make

things easier. Take your paperwork

and a letter (preferably in

French) from your UK bank confirming your

financial situation

to the bank you choose as this

will simplify procedures.

When it comes to your children

Family Allowance Allocation Familiale

(AF) is paid by the

CAF (Caisse d'Allocations Familiale)

from the birth of a second

(and any subsequent) child

until they reach the age of 18 -

should you only have two children

payment ceases as soon as

the eldest reaches 18. The Allocation

Rentrée Scolaire is a oneoff

payment each September to

all children in full-time education (excluding

university) and

the amount varies according

to age. These benefits are only

applicable if you work in France

and are contributing to the

French social security system.

Should you choose state

education, the Mairie pays for

primary (Primaire) eduation, so

you will almost certainly have to

send them to the local school.

For Collège there is greater

choice, but generally you cannot

send children out of the département. Lycée

is a free, national

choice. To enrol for Primaire sign

up at the Mairie, for Collège and

Lycée do this directly with the

school. There's no school uniform

and no packed lunches -

children stay for a three course

meal or go home. You will also

be asked to provide a leaving

certificate - certificat de radiation

- from the child's previous

school - while this doesn't really apply coming

from the UK,

obtain a letter from your child's

previous school before you

move to avoid any unnecessary

delays. Of course if you choose

private or international schools

you'll have a completely free

choice.

Should you receive a pension from

the UK, you can either

keep the status quo and have

it paid into your UK account

and transfer as needed, or sent

directly into a French account -

the choice is yours!

Lastly, once you become

resident in France you will be liable to

pay French taxes in May

each year. To get into the system, go

to your local tax office

(Centre des Impots) or Mairie, or

go online through www.impots.

gouv.fr. Even if you think you

might fall below the tax threshold level

it is still your responsibility to

file your return on time

and, if you live or work in France

for more than 182 days, you will

be classed as a tax resident from

the day after your arrival, so you

will need to register.

* Information correct as of

November 2017

19

LEGGETT IMMOBILIER - LOCAL KNOWLEDGE YOU CAN TRUST

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