Contribution by employees and/or employers to the voluntary company pension system
Contribution Contribution
Country
from employer from employee
ItalyA 2% or 3% minimum 2%
Germany
UniCredit Bank AG 2.5 to 4.8% of gross salary 2.5% of gross salary
UniCredit Business Integrated Solutions
2.5 to 10% of monthly or yearly 1.5 to 2.5% of monthly or yearly
ScpA
gross salary gross salary
UniCredit Global Business Services GmbH
Austria
Arrangements between the pension
UniCredit Bank Austria AG 2.9% or more fund and employee are made on an
individual basis
Voluntary: arrangements between
UniCredit Business Integrated Solutions Austria GmbH 2.5% from base pay the pension fund and employee are
made on an individual basis
Poland not applicable not applicable
Bosnia and Herzegovina not applicable not applicable
Bulgaria not applicable not applicable
Croatia 3% of employee’s monthly salary no
Czech RepublicB
Not specifically required;
Maximum 24.000 CZK per year
UniCredit Bank Czech Republic As tax optimal maximum 17.500 CZK
(approximately €900)
(approximately €680) per year
Unicredit Business Integrated Solutions ScpA Voluntary: tax optimal maximum
Maximum 24.000 CZK per year
17.500 CZK
UniCredit Business Partner sro (approximately €900)
(approximately €680) per year
Hungary no 7% of the basic gross salary
Kazakhstan not available not available
UniCredit · 2012 Sustainability Report 35