Indicator Coverage Page
4.9 Procedures to identify and manage economic, environmental, and Total 16; Supplement: 7; 2012 Report on Corporate Governance
social performance and Ownership Structure: 41-49
4.10 Process to assess BoD’s performance Total Supplement: 5-6; 2012 Report on Corporate Governance
and Ownership Structure: 22-23
Commitment in external initiatives
4.11 Way in which prudential principle or approach is applied Total 15-16; Supplement: 50; 2012 Report on Corporate
Governance and Ownership Structure: 44-47
4.12 Adoption of external codes and standards in the economic, social, Total 5, 12-13; Supplement: 14, 16-17
and environmental fields
4.13 Memberships in associations Total Supplement: 16-17
Stakeholder Engagement
4.14 List of stakeholders engaged Total 17
4.15 Principles for stakeholders’ identification and selection Total 17
4.16 Stakeholder engagement activities Total 25, 28, 32, 42-43; Supplement: 46
4.17 Key aspects and criticalities emerging from stakeholder Total 28, 32, 42; Supplement: 47-48
engagement and related actions
FINANCIAL SERVICES SECTOR SUPPLEMENT INDICATORS
C FS1 Policies with specific environmental and social components Total 15; Supplement: 13
applied to business lines
C FS2 Procedures for assessing and screening environmental and social Total Supplement: 13
risks
C FS3 Monitoring clients’ implementation of and compliance with Total Supplement: 15
environmental and social requirements
C FS4 Improvement of staff competency to implement the Total 15
environmental and social policies and procedures
C FS5 Interactions with clients/investees/business partners regarding Total 37, 75; Supplement: 15
environmental and social risks and opportunities
C FS6 Company portfolio Total Supplement: 44-46; 2012 Consolidated Reports and
Accounts: Report on Operations - Results by Business
Segment
C FS7 Products and services designed to deliver a specific social benefit Total 39, 49; 61-62
C FS8 Products and services designed to deliver a specific environmental Total 73-75
benefit
C FS9 Audits on implementation of environmental and social policies Total The Audit Department’s on site activities endorse
and risk assessment procedures UniCredit policies at the local level and ensure that their
implementation is effective and adheres to local regulation.
The credit process analysis is generally conducted through
a sampling procedure. For cases in which this sampling
includes operations related to special credit policies – such
as nuclear or defense sector policies – the audit also verifies
compliance with relevant internal regulations. There is no
specific reporting regarding assessments on these matters;
findings are included within specific operation reports
C FS10 Portfolio’s companies engaged on environmental or social issues Total 75; Supplement: 15
C FS11 Assets subjects to environmental or social screening Total Supplement: 51
C FS12 Environmental or social voting policies Total Supplement: 51
ECONOMIC PERFORMANCE
DMA EC Information on management approach Total 2012 Consolidated Reports and Accounts: Report
on Operations - Group Results - Main Results and
Performance for the period
C EC 1 Direct economic value generated and distributed Total 58-59; Supplement: 55
C EC 2 Financial implications and other risks and opportunities due to climate Total 75
change
C EC 3 Coverage of the organization’s defined benefit plan obligations Total Supplement: 34-35; 2012 Consolidated Reports and
Accounts: Part B - Liabilities, Sections 10-11-12
C EC 4 Significant financing received from Public Administration Total 55; Supplement: 28
C EC 6 Policy, practices, and percentage of expenditure concentrated on Total We define a local supplier as one that issues invoices and
local suppliers receives payment in the same country in which the goods
or services are provided. In 2012, the proportion of our
major local suppliers in Italy, Germany and Austria was
roughly 71, 72 and 87 percent respectively
(data are calculated on invoices)
C EC 7 Procedures for local hiring Total In 12 out of the 16 countries where UniCredit is present
(Italy, Germany, Austria, Poland, Bosnia and Herzegovina,
Bulgaria, Croatia, Kazakhstan, Czech Republic, Hungary,
Romania, Russia, Serbia, Slovakia, Slovenia and Ukraine),
the majority of Board of Directors members are local
C EC 8 Development and impact of investments in infrastructures and public Total 58-59
utilities
A EC 9 Significant indirect economic impacts Total 39, 49, 58-59, 61-62, 74-75
ENVIRONMENTAL PERFORMANCE
DMA EN Information on management approach Total 72-75
C EN 1 Raw materials used Total 79
C EN 2 Percentage of materials coming from waste recycling operations Total 73
UniCredit · 2012 Sustainability Report 81